Advice on Financial Settings for single player game

[peterk1]

I'm just getting started on season #2 (after a very exciting first campaign).
I had quite a struggle getting my payroll under the Salary Cap and was quite proud of myself and after the first game I decided to check the other teams' finances. Found quite a few that had gone over the cap and after looking into it, I noticed that I didn't have Force Strict Cap turned on.

I'm thinking about keeping it this way. I'll respect the cap myself but I'll let the computer go over if it wants to. Is this a good idea for a challenging game?

I remember that in the 2020 version a lot of really good players would get dropped to the free agent market before the first game if the Strict Cap option was on and the way it is now sort of has a better feel to it somehow.