I have 2-3 zone selected for 5% and MTM 95%. Also have "use zone defense" set at one click only. When watching a game with AI control, team is running way more than 5% zone. In current game I'm watching, team came out in zone and played it for about 8 minutes.

can you submit the game files to our support system so I can look at this?

done

Here is what seems to be happening...AI is playing zone for the first 5 min or so of the game. That may be the games way of trying to meet the % (even if it is a little over). It does seem like the "normal" defense should be used to start the game. Starting with a less proficient defense + momentum could get you off to a bad start that could be difficult to recover from.

It should be better in the next build. The game tries in transition to not necessarily let a new defense be called on the fly but rather to stay with whatever they were last in but it was a little too much in terms of when it should have given the defense a chance to reset or change or things like that